Who is The Barrington Financial Group, Inc?
The Barrington Financial Group, Inc. helps qualify consumers for mortgages when no one else can. We are specialist in helping the consumer raise their credit scores. In today's economy having a low credit score is much more common than ever before. Don't let your low credit score stop you from getting a good mortgage loan. It's all about knowing where to go and who to speak to. We work directly with the BEST mortgage brokers in Georgia, with outstanding reputations. If you would like to refinance your existing mortgage or purchase a new home, give us a call today. We can help!
We currently have programs available through our professional mortgage broker contacts that can put you into a new FHA mortgage with a credit score as low as 600. Another program available only requires a 640 credit score, with NO requirements on the number of open trade lines. Take this opportunity now. These are 30 year fixed rate and adjustable rate FHA loans. We DO NOT charge any fees to refer you to these brokers. Just Call! The referral is FREE!
Regardless of how high or low your credit score may be, or if you have other credit issues, we can help. Office hours - 9:00 a.m. to 6:00 p.m.
Secrets of the FICO Credit Scoring System.
Check out our 24 Month
Credit Question & Answer
For many years, our clients told us they would like to find a website that would provide easily understandable information concerning the mortgage qualification process. The majority of consumers do not understand how the Credit Scoring System works or how it affects the mortgage qualification process. Our website enables you, the consumer, to obtain these facts and thereby save thousands of dollars when obtaining a loan through a bank or mortgage lender.
We offer a FREE credit analysis to any consumer who would like to purchase a home or is already into the qualification process and cannot qualify due to credit problems and/or low credit scores. It's a buyer's market. Don't delay! Now is the time to purchase that new home. Many consumers can purchase their new home with equity already built in. Let us help you get into your new dream home. With our proven track record, we guarantee we can help you. Call us today! 770 995-1238, Eastern Time.
Are you one of the millions of consumers who has had a repossession of an automobile, boat, or other utility vehicle and has been served papers to appear in court regarding a lawsuit filed against you? The creditor or collection attorney is trying to sue you for the difference in your loan amount and what they resold the vehicle for. If you are, then give us a call. We may be able to help in making the debt statute barred (legally uncollectable), and your case dismissed.
To avoid the cost of hiring an attorney to defend you in the lawsuit, we offer an alternative. We can show you how to handle the lawsuit yourself and make the debt 100% uncollectable. We have helped consumers for many years in this area with great success. We are not attorneys and do not offer legal advice. However, if you are willing to go to court and represent yourself, you can have the debt dismissed with no further liability. For more information call 770 995-1238.
Are you facing a judgment?
Would you like to have the lawsuit dismissed?
If so, give us a call. We can help. Proven track record with a reputable company.
9:00 a.m. to 6:00 p.m.
Did you know!
Study: Lenders may see a different credit score than you do
About 1 in 5 consumers are likely to receive credit scores that differ substantially from those used by lenders, according to a government study released Tuesday. The study, by the Consumer Financial Protection Bureau, analyzed scores from 200,000 credit files from each of the three nationwide consumer reporting agencies: Trans Union, Equifax Inc. and Experian. The discrepancies result from a variety of scoring models used by the agencies, which place consumers in different credit-quality categories 19 percent to 24 percent of the time, according to the study. About 1 percent to 3 percent of the time, the placement is off by two or more categories, the study found.
"This study highlights the complexities consumers face in the credit scoring market," the consumer bureau's director, Richard Cordray, said in a statement. "When consumers buy a credit score, they should be aware that a lender may be using a very different score in making a credit decision. "Stuart K. Pratt, president and chief executive officer of the Consumer Data Industry Association, said his organization's members fully cooperated with the study and provided all the data to government regulators free of charge. Pratt pointed out that scores generated by different models provided similar results for the majority of consumers in the study. That proves that most consumers can trust the credit scores they receive, he said. "This is good news from a consumer perspective," Pratt said. "As a consumer, I always have the power to go out and shop for credit and make sure that I have the very best interest rate or terms on a loan." But consumer advocates said the study casts serious doubt on the accuracy of credit scores. "What this is telling me is that the consumer doesn't have a number to rely on," said Pamela Banks, senior policy counsel for Consumer's
Consumers can request annual credit reports for free online at: http://www.annualcreditreport.com, but they usually must pay to obtain their credit scores. Creditors also purchase credit scores to evaluate potential borrowers, but there's no way for the borrowers to know whether they're seeing the same scores that their creditors see. The scores are vitally important and determine eligibility and interest rates for credit cards, mortgages and car loans. Landlords and employers also use credit reports to screen renters and job candidates. The study results highlight the need for legislation that would give consumers the right to at least one free credit score a year, and the right to obtain any score that's about them, said Chi Chi Wu, staff attorney for the National Consumer Law Center in Boston.
data, that they can do this sort of analysis that can inform policy decisions."
Credit reporting companies are about to come under much closer scrutiny from the bureau, a new federal watchdog created by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. On Sept. 30, the bureau will start supervising 30 of the nation's largest credit reporting companies for the first time. The three biggest ones – Trans Union, Equifax and Experian -- keep files on more than 200 million Americans and produce 3 billion credit reports a year. The unprecedented oversight will include site visits and data collection by bureau examiners who will review the companies' business practices and privacy protections.
ATTENTION ALL BUILDERS!!!!!
Like with most builders in the country right now, it has become very difficult to sell houses. The real estate market is not going to improve any time soon. So, what do you do? Stop building! Absolutely not. You need to change your strategy. We have a proven track record of helping potential home owners raise their credit scores with the assistance of their creditors. This will put the buyer into a solid position to purchase a home. Where do you come in? We need builders that are willing to do lease/ purchase contracts for a short period of time. Sometimes as little as 3 to 6 months. As our "About Us" page states. We have been in business for over 19 years and we are professional mortgage consulting experts that specialize in one thing. That is, putting consumers into their dream home.
If you are interested in learning more about our proven program that we have been using for over 19 years, then give us a call. I promise it will be a call that will improve your sale rate and your bottom line. We stand behind all of our work and like no other company anywhere, we guarantee our work and our ability to get your potential homeowner qualified for a good loan. All we need is the time and you and your client's patience.
We have assisted thousands of people over the past 30 years, and now we would like to help you. We are a company that stands for integrity, and we will always handle each case with the utmost of professionalism.
Builders, don't let your business go down the drain. There is no need to file bankruptcy. Call us today! We will be more than happy to give you all of the details about our program. Click on the link below.
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