Most consumers believe that any credit report obtained from the credit bureaus is complete and accurate. Although they may be accurate, they are not all complete. After twenty years of working in this arena, we have found that the ONLY report that is 100% complete, is the version obtained by mail. Yes, this means that no other version obtained from any source is complete. Especially tri-merge reports. Even the internet reports obtained directly from each of the three credit bureaus off the internet are not 100% complete. The Barrington Financial Group, Inc. recommends that consumers only use the reports that are mailed to them and no other report. The internet reports have most of the information about the accounts, but not all of it. In evaluating a file it is necessary to have complete information in order to be able to know how to handle the account in raising the credit score. This is why we have provided the detailed information for consumers to be able to obtain their three individual credit reports for FREE, directly from the bureaus. These reports will be mailed to the consumer within 7 to 10 days. All states will allow one free report. Some states allow one free report per year, while other allow one free report every 12 months. Georgia is the ONLY state that allows two free reports per calendar year. You will find the detailed instructions on getting all three individual credit reports for FREE under the "Credit Bureaus" subtab of this page.. If you have any difficulty ordering the reports or questions, please call us at 770 995-1238. |
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